Start with the degree or career field you want. Compare only programs that fit that goal. These four schools use different study formats and tuition models, so the lowest headline rate does not settle the decision.
Western Governors University
Western Governors University
4.6 / 5 · Editorial rating
Online degrees with a flat price per six-month term. Compare the program, your study pace and transfer evaluation before estimating the total cost.
Key features
Flat tuition per term
You pay one price per six-month term, not per credit.
Monthly start dates
Terms begin on the first of every month.
Competency-based courses
You move on when you show you know the material.
Review transfer credit first
Credit is reviewed course by course.
Pros
Flat tuition per six-month term: $3,850 for undergraduate business programs, plus a $200 resource fee.
Fully online, with a new start date on the first of every month.
Transfer credit can cover up to 75 percent of a program.
Accredited by the Northwest Commission on Colleges and Universities (NWCCU), with programmatic accreditation for nursing, computing and teacher licensure.
Programs cover business, technology, education and health.
Cons
No campus, so there are no in-person classes.
Each additional term adds tuition and the resource fee.
WGU will not award transfer credit once you have begun your program.
Technology programs cost more than business: $4,125 per term for computer science and $4,425 for cybersecurity.
Each term adds a $200 resource fee on top of tuition.
Keiser University
Keiser University
4.1 / 5 · Editorial rating
A Florida campus network and an Online Division, with program formats that vary. Compare the full semester bill and the transfer evaluation for your chosen program.
Key features
Florida campus network
Keiser lists 19 Florida campuses.
Online Division
Many programs can be taken online.
Same rate online and on campus
Online and campus students pay the same per-credit tuition.
Transfer and military credit
Credits come from accredited institutions.
Pros
19 Florida campuses and an Online Division, with formats that vary by program.
Online and on-campus students pay the same per-credit-hour tuition.
SACSCOC accreditation covers associate through doctoral degrees.
Wide program range, including business, IT and health.
Transfer credit is accepted for courses with a grade of C or higher.
Cons
Full-time tuition is $12,908 per 16-week semester.
Education fees ($550 per semester for most degrees) and textbooks (up to $2,000 per semester) add cost.
Many health programs, such as associate nursing, are on campus only.
Keiser publishes semester prices, not a simple per-credit price.
Campuses are in Florida, and only the flagship has housing.
Concordia University Texas
Concordia University Texas
4.0 / 5 · Editorial rating
Online bachelor’s programs with per-credit tuition and an Austin campus. Ask for your transfer evaluation and confirm scholarship eligibility before comparing the full price.
Key features
Fully online bachelor's programs
No required campus visits.
Start Now Scholarship
New online undergraduates can save $200 per credit hour.
Individual transfer review
Transcripts get a personalized review.
Plan your course load
Course load affects time and semester fees.
Pros
Per-credit pricing is simple to compare: $550 per credit hour online for 2026-2027.
The Start Now Scholarship lowers online undergraduate tuition to $350 per credit hour.
Fully online, asynchronous bachelor's programs in business, healthcare administration, psychology and computer science.
Transfer credit from regionally accredited schools is normally accepted credit for credit.
Campus in Austin for students who want to visit.
Cons
At least 25 percent of degree credit hours must be completed in residence at Concordia.
The Tornado Textbook Program adds $25 per credit hour, and the General Services Fee adds $275 per semester.
Credit from non-regionally accredited institutions is generally not accepted.
The six online programs listed are a subset; the school says the list is not complete.
A tuition discount does not remove textbook charges or semester fees.
Cedar Crest College
Cedar Crest College
3.9 / 5 · Editorial rating
SAGE serves adult and graduate students of all genders. Compare online, hybrid and accelerated options, accepted transfer credit and the per-credit cost for your program.
Key features
SAGE adult programs
Open to all genders.
Fully online options
Seven fields are listed as fully online.
Accelerated and weekend formats
Courses run 6 to 8 weeks, or in two weekends.
Up to 90 transfer credits
A maximum of 68 may come from two-year institutions.
Pros
SAGE admits men and women who are 22 or older, or four or more years out of high school.
Seven fields can be completed fully online, with hybrid and accelerated options.
Up to 90 semester hours can transfer, with a maximum of 68 from two-year institutions.
SAGE per-credit tuition is $485 for 2026-2027, with no separate online surcharge listed.
Middle States accreditation, plus CCNE, ACEN, ACEND, FEPAC and ACBSP for specific programs.
Cons
The traditional undergraduate college is geared toward women.
Nursing courses cost $505 per credit, and each nursing course adds a $255 clinical fee.
The tuition page does not state the total credits for an adult bachelor's degree.
The campus is in one location, Allentown.
Which degree do you want?
Check the program first. Then confirm its study format, admission rules and any professional licensing requirements in the state where you plan to work.
Business and technology
Compare the curriculum
Look at the required courses, entry requirements and the skills the degree teaches.
Health and education
Check professional requirements
Ask about clinical placements, program accreditation and state-specific licensure.
Returning to college
Evaluate old credits first
A written transfer decision makes the remaining workload and tuition easier to compare.
Compare fields, formats and locations
Each school offers a different mix. A listed field does not mean that every degree in that field uses the same format.
On a phone, scroll across each table to read every column.
Compare the pricing model, not just the rate
Published tuition models · Nov 2, 2026
School
Pricing unit
Example published rate
What else matters
WGU
Six-month term
$3,850 for undergraduate business
Add $200 per term; total depends on term count
Keiser University
16-week semester
$12,908 for the full-time band
Credit load, education fees, books and program charges
Concordia University Texas
Credit hour
$550 online; $350 with eligible scholarship
Textbook charge, semester fee and scholarship conditions
Cedar Crest College
Credit
$485 for SAGE adult undergraduate
Semester fees and separate rates for some programs
Transfer and accreditation
School
Transfer starting point
Institutional accreditor
WGU
Up to 75% of a program; evaluation before enrollment
NWCCU
Keiser University
Qualifying coursework with a grade of C or higher
SACSCOC
Concordia University Texas
Course review; at least 25% of the degree at Concordia
SACSCOC
Cedar Crest College
Up to 90 semester hours; separate limits apply
Middle States
Build a shortlist for your situation
What does your study plan need?
You want online study and can work independently
Consider WGU
Compare its competency-based model and term costs with a realistic weekly study schedule.
You want a Florida campus or practical career program
Check Keiser
Confirm the program’s format and campus before comparing its semester bill.
You prefer per-credit online study
Check Concordia Texas
Ask for a transfer review and a written scholarship decision.
You want adult formats near Allentown
Check Cedar Crest SAGE
Confirm eligibility and the online, hybrid or accelerated format of your chosen program.
Make the comparison personal
How we compare
Program
Start with the degree and professional requirements.
Study format
Compare delivery method and a workable schedule.
Transfer review
Find the courses and credits still required.
Full budget
Add tuition, books and mandatory fees.
We compare tuition pages, catalogs, admission policies and accreditation information supplied by the schools. We did not enroll in or test a program. Ratings are editorial estimates on a five-star scale. The examples are planning scenarios, not completion or employment promises.
Sources and editorial notes
Source notes are dated November 2, 2026. Confirm current tuition, transfer decisions and professional requirements directly with each school.
Compare an individual degree plan, not just a unit price. Accepted transfer credit, the number of terms, scholarships and fees can change the total.
02
Will my previous credits count?
Request a written transfer evaluation from each school. A published maximum does not guarantee that your courses meet the requirements of a particular degree.
03
Can I study completely online?
WGU uses online degree programs. Keiser, Concordia Texas and Cedar Crest offer online options, but the format and practical requirements depend on the program.
04
Is institutional accreditation enough for a licensed career?
Check the specific program and the licensing rules where you plan to work. Institutional accreditation and professional program requirements are separate questions.
05
Are Cedar Crest adult programs only for women?
No. The school’s SAGE adult and graduate programs serve all genders. Confirm that you meet the admission rules for the program you choose.
